💳 MotoMart Financing Program

Drive Now, Pay Small Small

Break free from full upfront capital constraints. MotoMart’s flexible financing enables you to commit just 40% initial down payment and spread the 60% balance over 3, 6, or 12 manageable monthly installments.

Important Program Specification:Financing currently applies strictly to verified Foreign Used (Tokunbo) vehicles to guarantee mechanical reliability, asset value, and longevity.

40%

Initial Down Payment

Commit 40% of the total vehicle landing cost to initiate ownership and release protocols.

60%

Remaining Balance

Structured into easy, transparent monthly payments with fixed schedules.

3 / 6 / 12

Month Repayment Options

Choose the tenure that fits your cash flow, whether quarterly or annual spread.

CLEAR STEPS TO OWNERSHIP

How Financing Works

1. Choose Your Vehicle

Select your desired Foreign Used (Tokunbo) sedan, SUV, or crossover from our inventory or specify your dream import from US/Canada auctions.

2. Commit 40% Down Payment

Upon approval of your KYC documentation, commit the initial 40% equity. Vehicle is prepared with complete 150-point diagnostic inspection.

3. Spread Remaining Balance

Drive your car home immediately while remitting your scheduled monthly installments over 3, 6, or 12 months.

APPLICATION CHECKLIST

Eligibility Requirements

To qualify for the MotoMart Pay Small Small financing plan, applicants must satisfy:

Verifiable source of regular income (salary slips or 6-month bank statements)
Valid Nigerian government-issued ID (NIN, Driver’s License, or International Passport)
Proof of residence (recent utility bill not older than 3 months)
Successful KYC check and internal credit risk assessment
Minimum 40% initial down payment cleared before vehicle release

Fast internal underwriting — approval status within 24 to 48 hours.

INSTANT PRE-QUALIFICATION

Apply For Car Financing

Calculate your budget estimate or submit your details directly to our financing desk.

Interactive Loan Estimator

Test different budgets & tenures

Vehicle Cost Benchmark:

₦15,000,000

₦10,000,000 (Min)₦15,000,000 (Typical)₦45,000,000 (Luxury)

Repayment Period:

Initial 40% Down Payment:₦6,000,000

Financed 60% Balance:₦9,000,000

Monthly Repayment:₦1,752,000/mo

*Estimated calculation subject to credit approval and specific Tokunbo vehicle valuation.

Financing Request Form

Submit your employment and vehicle preferences to receive an immediate pre-assessment.